Starting February 1, you must have a Qualifying Life Event to enroll in 2019 health insurance.
Kat just turned 26, so it was time to get her own coverage. She was so happy to find the Catastrophic Plan, which really is the most basic of all basic health plans. It’s simple, she gets 3 free doctor visits a year, and she’s covered in case of, well, a catastrophe.
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Brad is a pretty healthy dude, aside from that weird rash last year. He just needs the basics, so the Bronze Plan is great for him (comes in an HSA form too!). The high deductible makes it cheaper than some other plans, and he gets 3 free doctor visits and free generic drugs for any unexpected things that pop up.
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Silvia likes the Silver Plan because she wants a lower deductible but still wants a plan that covers the basics for her and her family with a lower deductible than some other plans. With 3 free doctor’s visits, free generic drugs and affordable $75 – $80 urgent care visits, she never has to worry about keeping all those little fingers, ears and tummies happy and healthy.
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Gordon and his wife like to have lots of coverage. The Gold Plan’s deductible is lower than the other plans, giving them peace of mind since they’re at the doc’s office quite a bit managing his high blood pressure and her asthma. They love getting generic prescriptions for free and those 3 free doctor visits go a long way!
learn moreCopay? Deducti-what now? Insurance lingo can get confusing, so we’ll help you keep it straight with our handy insurance glossary.
Copay? Deducti-what now? Insurance lingo can get confusing, so we’ll help you keep it straight with our glossary of terms.
*Formulary is subject to change.
**Depends on type of Gold Plan.
***Depends on type of Silver Plan. May be lower if you qualify for cost-share-reduction plans.