Can I buy health insurance outside the open enrollment period?
It depends. If you experience a “qualifying life event,” you may be able to purchase health insurance. These events include getting married, divorced, moving, leaving a job, and more. See the full list here. You’ll need to provide documentation to prove your qualifying life event. For example, if you have a baby December 2, you can enroll your child your plan starting that day.
When is the open enrollment period for buying 2020 health plans?
In Colorado, Open Enrollment begins on November 1, 2019 and ends on January 15, 2020 for buying on Connect for Health Colorado. You have until January 31 to buy coverage if you enroll directly through Friday.
If you receive a government subsidy for buying health insurance, you must purchase your plan by December 15 for your plan to start January 1, 2020. Otherwise your plan will start February 1 and you could be uninsured for January.
If you do not receive a subsidy, Friday Health Plans allows you to sign up by December 31 for your plan to start January 1. If you sign up January 1 – 31, your plan will start February 1 and you could be uninsured for January.
Do I qualify for a government subsidy?
You might be surprised to learn you do qualify for financial assistance with your monthly premiums. Individuals who earn less than about $45,000 annually qualify, as does a family of four earning less than about $96,000. Visit connectforhealthco.com to check—if you do qualify, you will enroll through Connect for Health.
Can I switch health plans during open enrollment?
Yes, open enrollment is the right time to switch from one health plan to another. To switch to Friday Health Plans from another health insurance company, you can enroll directly with us, your broker, or Connect for Health by the deadlines listed above. Be sure to cancel your other plan as well.
If you want to stay with Friday but want to change your plan or your personal information has changed, visit your Friday Member Portal to make those changes, or Connect for Health if you enrolled there originally. Or give us a call 800-475-8466.
When is my first premium payment due for 2020?
Your January payment is due on January 15th (this is normally due on December 20th, but we are extending the due date). After January, you will need to pay the following month’s premium by the 20th of the month before. You can either make your payment online through the Friday member portal or over the phone at 800-475-8466. If you’ve been experiencing long hold times when calling our customer service team, please email email@example.com, and a friendly Friday Health Plans representative will call you back within 24 hours. Just leave your name, phone number, and the best time to reach you