Don’t have health insurance? You now have until April 30th to enroll in a health plan!
In response to the COVID-19 pandemic, the Colorado Division of Insurance has re-opened enrollment for health insurance for anyone who currently does not have a health plan. This special enrollment period will run through April 30th. You can get a quote and enroll for a Friday health plan here. Or call us at 800-475-8466 and one of our team members can walk through your plan options.
Only people who are currently uninsured are eligible to enroll, as this is not a period for people with coverage to change plans. Uninsured spouses and children will also be allowed to enroll at this time, even if one spouse or a child’s parent may already be insured.
By signing the attestation at the end of the enrollment application, you attest that you or your client does not currently have employer or individual health insurance. Your client will not be asked to provide additional documentation
You may qualify for financial assistance to lower your health insurance rates
Assistance is available to many Coloradans, and you can check to see if you qualify at Colorado Health Exchange/Connect for Health at this link. You may purchase a Friday plan on Connect for Health at a lower rate if you qualify for a subsidy.
Note: If you were recently laid off, you may qualify for financial assistance and save considerable money on your health insurance compared to the continuing health insurance offered by your employer. Call us for an assessment or for a list of qualified brokers to walk you through the details.
We’ve updated our health plans to diagnose and treat COVID-19, at no cost to you.
Here at Friday Health Plans we’ve taken several steps to ensure you are supported and can access needed care during the recent coronavirus threat.
We are following the Center for Disease Control’s (CDC) and the Colorado Division on Insurance’s response to the COVID-19 outbreak. Read on for how to stay safe and access a variety of medical resources.
Connect with Remote Doctor Resources for free–Sign up for Teladoc
For a limited time, you can talk to a doctor by phone or live video at no cost through Teladoc. Doctors can answer questions about the coronavirus, evaluate your health risk and if you need medical testing provide support to help relieve symptoms, addressing both physical and mental health needs. Create a Teladoc account now.
Please note that Teladoc is expecting longer than usual wait times due to an increase in demand. As healthcare needs continue to increase, you can do the following to prepare for a Teladoc appointment:
- If you’re new to Teladoc, review the FAQ’s on their website.
- For the fastest support, access Teladoc through the mobile App or web
- Before your first visit, set up your Teladoc account, including completing your medical history on your account set up page. Completing your medical history ahead of time can accelerate visit requests.
- Teladoc recognizes that unexpected wait times can be frustrating, especially when you’re not feeling well and have updated your phone, web, and App messaging to notify you when there is higher than usual call volumes.
Assess your risk, and when to get tested
The news about coronavirus has certainly heightened worry and may send you running to the doctor for a coronavirus test at the first sign of a sniffle. Please exercise good judgement and follow the guidelines for testing below—it’s critical our ERs, urgent cares and doctor’s offices are for people who are truly sick and at risk. And let’s face it, hanging around a waiting room with sick people is the last place you want to be if you’re truly not sick. Here are the guidelines for testing:
- You have a fever or symptoms of lower respiratory illness and have traveled to or have been in direct contact with someone who recently traveled to parts of the world where infection rates are high, or community spread is occurring, within 14 days of when symptoms started. See the list here.
- You have a severe acute respiratory illness (e.g., pneumonia, ARDS) requiring hospitalization and without an alternative explanatory diagnosis such as the flu.
If you are tested for COVID-19, the costs will be waived, and you will not be charged a co-pay, deductible, or co-insurance.
As always, if you face a life-threatening illness or symptoms, head to your nearest emergency room!
Friday Health Plans will cover an additional one-time early refill of any necessary prescriptions to make sure you have medications in the event you need to limit contact with others
Public health recommendations
The Colorado Department of Health and Environment has made recommendations for those looking for guidance on everyday actions, things to remember, understanding what populations are higher at risk, and advice for employers, event planners, and schools.
The obvious stuff (but still so important!)
Keep it clean
Clean your hands with soap and water for 20 seconds after being in public areas, and if you’re around someone who isn’t feeling well. Also, clean frequently touched objects. Here’s how to make your own hand sanitizer if there’s none at your local store.
Avoid contact with sick people
Avoid close contact with people who are sick and avoid traveling to locations where there are outbreaks of the coronavirus. And if you get sick, stay home to avoid spreading the virus to others.