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  • ICHRA Individual Coverage Health Reimbursement Arrangements let employers fund an account for each employee.
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Health Insurance 101
We’ve outlined everything you need to know before diving into the health insurance shopping period.


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  • Glossary Insurance terms, made simple. Definitions of common phrases that are important to know for understanding health insurance coverage
  • FAQ Answers to frequently asked questions about eligibility, enrollment, member support and more
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Save with Subsidies

Don't pay more for insurance than you have to—you may qualify for a subsidy. Subsidies can lower monthly premiums and also provide discounts on health care. If your annual income is less than $54,360, you may qualify if you enroll through a marketplace plan. See the figures below to see if you may be eligible. 

2023 subsidy

* The Inflation Reduction Act limits individuals/families from paying more than 8.5% of their household income toward the benchmark silver plan. Check with your health insurance broker or navigator to help clarify the specific subsidy amount you may qualify for.

Premium subsidies are also known as advanced premium tax credits (APTC). The amount you receive is based on your income and the size of your family. You can either use the subsidy to lower your monthly payment or you can claim the credit when you file your taxes.

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