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Compare 2023 Individual Health Plans


Four options for people who buy their own health insurance

When you live on your own terms, every day feels like Friday. We make buying your own health insurance easy with quality benefits made for your own lifestyle and wallet. Many of our plans include:

  • Unlimited $0 primary care visits
  • Unlimited $0 mental health visits
  • $0 virtual doctor visits with Teladoc
  • No need to lock in a primary care doctor for referrals
  • Most plans come in two versions: with and without a vision benefit 

Pick a plan that’s right for your needs in 2023

Easily compare the benefits of our most popular plans.

Please select your state for specific plan information

Colorado Colorado
Georgia Georgia
Nevada Nevada
North Carolina North Carolina
Oklahoma Oklahoma
Texas Texas

Carla Carla, 26


My safety net plan

  • For people under 30 (including kids)
  • Lowest priced

    Carla is 26 and has a flair for creating remarkable food. She lives in the moment, and now that she’s also living on her own (and paying for her own insurance), she wants to know that she’s covered in case she gets hurt on one of her many adventures. She’s choosing Catastrophic because with $0 doctor visits and Telehealth, she gets free women’s wellness checkups each year and her birth control is covered.

Key benefits


  • $0 virtual medical and mental health visits
  • Three $0 primare care visits
  • Lowest priced plan available
  • $0 annual wellness visits

Mateo and Cassidy Mateo and Cassidy, mid-30s

Bronze plan

Better covered than  sorry plan

  • Basic enhanced coverage
  • Wallet-friendly

    Mateo and Cassidy are artists in their mid 30’s. Unlike their art, they are looking for health coverage that’s a bit more straightforward. They chose a Bronze plan as both are healthy.

    Mateo wants free doctor visits. Cassidy wants free mental health visits and low-cost generic prescriptions. They don’t mind the high deductible because it keeps their monthly payments low, and they get most of what they need before they pay a dime toward that deductible.

Key benefits

Bronze plan

  • $0 virtual medical and mental health visits
  • Three $0 primary care visits
  • Lowest priced plan available
  • $0 annual wellness visits

Family Sonia, 45

Silver plan

More coverage, fewer problems plan

  • More visits
  • Lower deductible

    Sonia is 45 and has three kids, with three different sets of weekly activities, and a lot on her plate. She’s choosing a Silver plan because it includes unlimited $0 primary care visits, $0 mental health visits, $0 virtual doctor visits and $0 generic drugs. She can rest easy knowing she can take them to the doctor as often as she takes them to soccer.

Key benefits

Silver plan

  • $0 mental health visits     
  • $0 primary care visit      
  • $0 annual wellness visit    
  • $75 urgent care visits available in Basic, Copay, HSA and $0 deductible versions 

persona fold Stenafi, 52

Gold plan

My doc is my BFF plan

  • Lowest deductible
  • Higher price

    Stefani owns her own bakery and is passionate about what she does. But at 52 years of age, she has a few medical conditions she manages and sees her medical specialists often. She’s choosing a Gold plan because she’s fine paying more for a plan with a low deductible and $0 generic drugs, plus she can see her primary care doctor and virtual doctor as often as she wants for $0.

Key benefits

Gold plan

  • Lowest deductible      
  • $0 mental health visits      
  • $0 primary care visits    
  • $0 annual wellness visit     
  • $75 urgent care visits

Ready to see pricing in your area?

Our plan quoting tool can give you a price based on some basic information about you


You may qualify for a subsidy if your income is within the federal poverty level.


Fund an account for your employees to shop the individual marketplace themselves.