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Health Insurance 101
We’ve outlined everything you need to know before diving into the health insurance shopping period.


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  • Glossary Insurance terms, made simple. Definitions of common phrases that are important to know for understanding health insurance coverage
  • FAQ Answers to frequently asked questions about eligibility, enrollment, member support and more
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Member Portal

Sign in or register with us to:

  • Make a payment
  • Access digital benefits card 
  • View claims history




Special Enrollment Period

The Open Enrollment period has ended and enrollment in a Friday Health Plan can only occur if a Qualifying Life Event (QLE) has been experienced.  A list of Qualifying Life Events and Required Documentation is below.

Qualifying Life Event

Required Documentation

Involuntary loss of coverage

Proof of prior coverage including Certificate of Creditable Coverage

Loss of Medicaid or CHP+ coverage

Letter from Medicaid verifying loss of coverage and coverage dates

Loss of coverage due to change in dependent status such as divorce or legal separation, death, or turning 26

Divorce decree or legal separation

Death certificate or obituary

Proof of age and evidence of loss of creditable coverage

Gaining or becoming a dependent through birth, adoption, placement for adoption, or placement in foster care

Birth certificate, adoption documents, or foster care documents

Marriage or civil union


Marriage license or common law documentation

Relocation to Oklahoma from a foreign country or United States territory

Utility statement, rental/purchase agreement or another creditable source listing new address

Relocation to a new county within Oklahoma 

Proof of prior coverage in the last 60 days and utility statement, rental/purchase agreement or another creditable source listing new address

Court order for coverage

Court documents stating same

Other (not listed above)

Documents providing verification of QLE


To ensure your application is processed correctly:

  • Applications must be received within 60 days after the triggering event. To avoid a gap in coverage, completed applications may be submitted up to 60 days in advance of a known and eligible triggering event.
  • Supporting documentation is required before an application can be approved for coverage. Please send copies only, as originals will not be returned.
  • You must complete the Special Enrollment Period Cover Sheet form and submit it with your application (click link to get form).
  • Email the required documentation to:
  • Once the application has been approved, the initial premium payment must be paid.
  • If additional information is required, you will be contacted directly.
  • Coverage will not be in force without payment and the required documentation.

You may qualify for financial assistance to lower your health insurance rates
Don't pay more for insurance than you have to—you may qualify for a subsidy. Subsidies can lower monthly premiums and also provide discounts on health care. If your annual income is less than $51,040 you may qualify if you enroll through a marketplace plan. Learn more at

Note: If you were recently laid off, you may qualify for financial assistance and save considerable money on your health insurance compared to the continuing health insurance offered by your employer. Call us for an assessment at 844-817-1600.