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Low Income SEP

Low-Income Special Enrollment Period

The new special enrollment period (SEP) effective March 2022 makes it easy for low-income individuals and families to enroll in a marketplace plan outside of open enrollment. To qualify for this SEP, you must be within the 150% federal poverty level and enroll in an on-exchange health plan. Here are qualifications based on household size and income:


You can view the full list of qualifications at Qualified applicants can enroll at or the Friday Health Plans Shopping Portal any time of the year. Coverage starts on the first of the following month.

Questions? Here are common questions and answers you may have regarding this low-income SEP.

Q. Who is eligible for this SEP?
A. Here is the breakdown of qualifications: Have an income within the 150% of the federal poverty level AND qualify for a subsidy. You can check both subsidy and income qualifications at

Q. Is this SEP available to people in the Medicaid coverage gap?
A. Medicaid-eligible individuals or individuals in the Medicaid Gap cannot qualify for this SEP, as they are not subsidy-eligible. However, lawfully present immigrants who are ineligible for Medicaid due to their immigration status may be eligible for a subsidy and would therefore qualify for this SEP.

Q. How long is the SEP available for?
A. This SEP currently runs through 2023 but may not be permanent.

Q. Is this SEP available in all states Friday Health Plans operates in?
A. This SEP is available on for Georgia, North Carolina, and Oklahoma. Colorado residents can enroll in this SEP at This SEP is not available in Nevada.