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We’ve outlined everything you need to know before diving into the health insurance shopping period.


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How to Save On Your Monthly Insurance Bill With a Premium Tax Credit

The American Rescue Plan Act passed in 2021. Did you know this plan can help you save money on your monthly health insurance costs? Now more than ever, Americans of all income levels may qualify for a subsidy to help reduce their monthly insurance premium.

What Does This Mean?

If you are shopping for a health plan, you can see if you qualify for savings by enrolling through or your state’s health exchange. If you make under a certain amount a year, you could qualify for savings!

While we can’t tell you much you could save right now, it’s worth going to to see if you can enroll in a health plan at a lower cost.

What if I Already Have Insurance?

We have good news for you! Suppose you already purchased a plan on the exchange. In that case, you can check if the updated subsidy lowers your monthly payment, even for the current year. Log in to your application or your state’s health exchange and update it to see if your costs could be reduced.

If you qualify for new monthly savings, you just re-submit your information to stay on your current Friday plan (you don’t need to fill out a whole new application), or you can upgrade to a higher-level plan level. Switching from one Friday plan to another will allow you to carry overpayments made towards your current deductible and max out-of-pocket. 

What if I Bought Directly From the Friday Website or a Broker?

If you bought your plan directly from the Friday site and not from a health insurance exchange, may still be able to take advantage of these savings. Simply apply through the exchange to see if you are eligible for the subsidy. If you qualify for a lower monthly payment, you can re-enroll in your current or other Friday plan. If you have made payments towards the deductible or max out-of-pocket, they will roll over to the new plan. Have questions about this process? Reach out to your broker or call our Customer Support team or email at

How Long Do I Have?

These updated subsidies can apply towards your May 1st bill, so act quickly! You have until August 15th to see if you can save and re-enroll in a Friday Health Plan. But why wait? Start saving today!

We understand that you may have questions about all of this, and we’re here to help. Contact our Friday Care Crew by phone or email to see if you can start saving!

*These savings vary by zip code, household income, and other factors. To get an updated monthly premium amount, go to or your state health insurance exchange to get started.