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Health Insurance 101
We’ve outlined everything you need to know before diving into the health insurance shopping period.


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Ready for Health Insurance Open Enrollment?


Open Enrollment, the window of time when individuals can enroll in a new health plan starts on November 1st and ends January 15th. (Woot woot!) When is Open Enrollment?

Friday is here to help get you feel prepared to shop. Here are a few key things to know about shopping for insurance this Open Enrollment.

You may qualify for financial assistance

Financial aid for health insurance, otherwise known as a subsidy, is a type of financial assistance that can lower your monthly premium or reduce your out-of-pocket medical costs.

Whether you qualify for subsidies depends on your income, family size and the cost of health insurance in your area. Many individuals qualify for financial assistance if their annual income is less than $51,040. A family of four that makes up to $104,800 is also likely to qualify.

See if you qualify by checking out our subsidy page.

Get shopping on November 1st for coverage starting January 1

Open Enrollment starts on November 1st and ends on December 15th in most states for plans starting January 1st. You can buy a plan either directly through a health insurance carrier, like Friday Health Plans, or on your state’s health insurance exchange.

Find your state’s health insurance exchange here and be sure to check when end date and coverage start dates are. See more details on shopping dates in viewing our shopping checklist.

Buy a health plan by January 15th for coverage starting February 1st

If you miss the first Open Enrollment deadline, you won't be covered for the entire month of January. Chilly. But, you’ll still have until January 15th to get coverage starting February 1st if you live in Nevada and Colorado. Check when Covered California's open enrollment beings.

View our Shopping Health Insurance 101 for more guidance

Not sure where to begin? We have create a video to help you get shopping!

Buying health insurance can be confusing. If you have questions about plans, services, or benefits, our team would be happy to help. Reach out to our friendly Friday Care Crew.